/* ==========================================================================
   AUREUM ESTATE — Institutional Design System v2
   Strict palette: Caviar #0E0E0E / Copper #B08860 / White #FFFFFF
   Layout language inspired by Deutsche Finance Group
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;0,600;1,300;1,400&family=Inter+Tight:wght@200;300;400;500;600&display=swap');

:root {
  --caviar: #0E0E0E;
  --caviar-soft: #1A1A1A;
  --caviar-line: rgba(14, 14, 14, 0.10);
  --copper: #B08860;
  --copper-light: #C4A07F;
  --copper-dark: #8C6A48;
  --copper-line: rgba(176, 136, 96, 0.25);
  --white: #FFFFFF;
  --white-soft: #FAFAFA;

  --font-display: 'Cormorant Garamond', 'Times New Roman', serif;
  --font-sans: 'Inter Tight', -apple-system, BlinkMacSystemFont, sans-serif;

  --max-w: 1440px;
  --gutter: clamp(24px, 5vw, 96px);
  --section-py: clamp(96px, 14vh, 200px);

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family: var(--font-sans);
  font-weight: 300;
  font-size: 16px;
  line-height: 1.6;
  color: var(--caviar);
  background: var(--white);
  overflow-x: hidden;
  letter-spacing: 0.005em;
}

/* TYPOGRAPHY */
.eyebrow {
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 400;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  color: var(--copper);
  display: inline-flex;
  align-items: center;
  gap: 14px;
}
.eyebrow::before {
  content: "";
  width: 36px;
  height: 1px;
  background: var(--copper);
  display: inline-block;
}
.eyebrow.no-line::before { display: none; }
.section-dark .eyebrow { color: var(--copper-light); }
.section-dark .eyebrow::before { background: var(--copper-light); }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 400;
  letter-spacing: 0;
  line-height: 1.1;
  color: var(--caviar);
}
h1 em, h2 em, h3 em, h4 em {
  font-style: italic;
  font-weight: 400;
  color: var(--copper);
}

.h-display { font-size: clamp(40px, 6vw, 88px); line-height: 1.04; letter-spacing: -0.01em; font-weight: 400; }
.h-1 { font-size: clamp(34px, 4.5vw, 64px); line-height: 1.1; letter-spacing: 0; }
.h-2 { font-size: clamp(26px, 3.2vw, 44px); line-height: 1.15; letter-spacing: 0; }
.h-3 { font-size: clamp(22px, 2.2vw, 32px); line-height: 1.2; }
.h-4 { font-size: clamp(17px, 1.3vw, 21px); line-height: 1.3; }

.body {
  font-size: 14px;
  line-height: 1.7;
  color: rgba(14, 14, 14, 0.78);
  font-weight: 300;
}

.section-dark { background: var(--caviar); color: var(--white); }
.section-dark h1, .section-dark h2, .section-dark h3, .section-dark h4 { color: var(--white); }
.section-dark .body { color: rgba(255, 255, 255, 0.72); }

/* LAYOUT */
.container {
  max-width: var(--max-w);
  margin: 0 auto;
  padding-left: var(--gutter);
  padding-right: var(--gutter);
}
section { padding-top: var(--section-py); padding-bottom: var(--section-py); }
.divider { height: 1px; background: var(--caviar-line); width: 100%; }

/* HEADER */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  padding: 24px var(--gutter);
  display: flex;
  align-items: center;
  justify-content: space-between;
  transition: all 0.5s var(--ease);
  background: transparent;
}

.header.scrolled {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  padding-top: 18px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--caviar-line);
}

.brand {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  height: 32px;
  position: relative;
}
.brand img { height: 100%; width: auto; display: block; }
.brand .logo-light { display: block; }
.brand .logo-dark { display: none; }

.header.scrolled .brand .logo-light { display: none; }
.header.scrolled .brand .logo-dark { display: block; }

.menu-toggle {
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px 0;
  display: inline-flex;
  align-items: center;
  gap: 14px;
  color: var(--white);
  font-family: var(--font-sans);
  font-size: 11px;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  font-weight: 400;
}
.header.scrolled .menu-toggle { color: var(--caviar); }

.menu-toggle .icon-burger {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border: 1px solid currentColor;
  border-radius: 50%;
  position: relative;
}
.menu-toggle .icon-burger::before,
.menu-toggle .icon-burger::after {
  content: "";
  position: absolute;
  width: 14px;
  height: 1px;
  background: currentColor;
  left: 50%;
  transform: translateX(-50%);
}
.menu-toggle .icon-burger::before { top: 14px; }
.menu-toggle .icon-burger::after { top: 20px; width: 10px; }


/* MENU OVERLAY — DFG-style right-side drawer */
.menu-overlay {
  position: fixed;
  top: 0;
  right: 0;
  width: 480px;
  max-width: 92vw;
  height: 100vh;
  background: var(--caviar);
  z-index: 200;
  display: flex;
  flex-direction: column;
  transform: translateX(100%);
  transition: transform 0.5s var(--ease);
  pointer-events: none;
  box-shadow: -40px 0 80px rgba(0,0,0,0.4);
  overflow-y: auto;
}
.menu-overlay.open {
  transform: translateX(0);
  pointer-events: all;
}

/* Backdrop dim */
.menu-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(14, 14, 14, 0.5);
  z-index: 199;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.5s var(--ease);
}
.menu-backdrop.open {
  opacity: 1;
  pointer-events: all;
}

.menu-overlay-header {
  padding: 24px 48px;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  border-bottom: none;
}

.menu-overlay .brand { display: none; }

.menu-close {
  background: none;
  border: none;
  cursor: pointer;
  color: var(--white);
  font-family: var(--font-sans);
  font-size: 11px;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  display: inline-flex;
  align-items: center;
  gap: 14px;
}
.menu-close .icon-close {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  position: relative;
}
.menu-close .icon-close::before,
.menu-close .icon-close::after {
  content: "";
  position: absolute;
  width: 16px;
  height: 1px;
  background: currentColor;
  top: 50%;
  left: 50%;
}
.menu-close .icon-close::before { transform: translate(-50%, -50%) rotate(45deg); }
.menu-close .icon-close::after { transform: translate(-50%, -50%) rotate(-45deg); }

.menu-content {
  flex: 1;
  display: flex;
  flex-direction: column;
  padding: 24px 48px 48px;
  gap: 32px;
}

.menu-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0;
}

.menu-list li {
  opacity: 0;
  transform: translateX(20px);
  transition: all 0.5s var(--ease);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.menu-list li:last-child { border-bottom: none; }

.menu-overlay.open .menu-list li { opacity: 1; transform: translateX(0); }
.menu-overlay.open .menu-list li:nth-child(1) { transition-delay: 0.10s; }
.menu-overlay.open .menu-list li:nth-child(2) { transition-delay: 0.13s; }
.menu-overlay.open .menu-list li:nth-child(3) { transition-delay: 0.16s; }
.menu-overlay.open .menu-list li:nth-child(4) { transition-delay: 0.19s; }
.menu-overlay.open .menu-list li:nth-child(5) { transition-delay: 0.22s; }
.menu-overlay.open .menu-list li:nth-child(6) { transition-delay: 0.25s; }
.menu-overlay.open .menu-list li:nth-child(7) { transition-delay: 0.28s; }
.menu-overlay.open .menu-list li:nth-child(8) { transition-delay: 0.31s; }
.menu-overlay.open .menu-list li:nth-child(9) { transition-delay: 0.34s; }

.menu-link {
  font-family: var(--font-sans);
  font-size: 16px;
  font-weight: 300;
  color: var(--white);
  text-decoration: none;
  letter-spacing: 0.04em;
  line-height: 1;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
  transition: color 0.3s var(--ease), padding-left 0.3s var(--ease);
  text-transform: none;
}

.menu-link .num {
  font-family: var(--font-sans);
  font-size: 10px;
  font-weight: 400;
  color: var(--copper);
  letter-spacing: 0.32em;
  transform: none;
  order: -1;
  width: 32px;
}

.menu-link:hover {
  color: var(--copper-light);
  padding-left: 8px;
  font-style: normal;
}

.menu-meta {
  border-left: none;
  padding-left: 0;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 32px;
  margin-top: 16px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 13px;
  line-height: 1.7;
  font-weight: 300;
  opacity: 0;
  transform: translateX(20px);
  transition: all 0.6s var(--ease) 0.4s;
}
.menu-overlay.open .menu-meta { opacity: 1; transform: translateX(0); }

.menu-mark { display: none; }

.menu-meta .label {
  font-family: var(--font-sans);
  font-size: 9px;
  font-weight: 400;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  color: var(--copper);
  display: block;
  margin-bottom: 8px;
}
.menu-meta .block { margin-bottom: 24px; }
.menu-meta .block:last-child { margin-bottom: 0; }
.menu-meta a { color: var(--white); text-decoration: none; transition: color 0.3s; }
.menu-meta a:hover { color: var(--copper-light); }

@media (max-width: 640px) {
  .menu-overlay { width: 100%; max-width: 100%; }
  .menu-overlay-header { padding: 24px 32px; }
  .menu-content { padding: 24px 32px 32px; }
}


/* BUTTONS */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 400;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  text-decoration: none;
  cursor: pointer;
  transition: all 0.4s var(--ease);
  padding: 18px 32px;
  border: 1px solid currentColor;
  background: transparent;
}
.btn::after {
  content: "→";
  font-family: var(--font-sans);
  font-weight: 300;
  transition: transform 0.4s var(--ease);
}
.btn:hover::after { transform: translateX(8px); }

.btn-light { color: var(--white); border-color: var(--white); }
.btn-light:hover { background: var(--white); color: var(--caviar); }

.btn-dark { color: var(--caviar); border-color: var(--caviar); }
.btn-dark:hover { background: var(--caviar); color: var(--white); }

.btn-copper { color: var(--white); border-color: var(--copper); background: var(--copper); }
.btn-copper:hover { background: var(--copper-dark); border-color: var(--copper-dark); }

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 400;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  text-decoration: none;
  color: var(--copper);
  padding-bottom: 4px;
  border-bottom: 1px solid var(--copper);
  transition: all 0.4s var(--ease);
}
.link-arrow::after { content: "→"; transition: transform 0.4s var(--ease); }
.link-arrow:hover { color: var(--copper-dark); border-color: var(--copper-dark); }
.link-arrow:hover::after { transform: translateX(8px); }
.link-arrow.light { color: var(--copper-light); border-bottom-color: var(--copper-light); }
.link-arrow.light:hover { color: var(--white); border-bottom-color: var(--white); }

/* HERO — DFG-style */
.hero {
  position: relative;
  background: var(--caviar);
  padding-top: 90px;
}

.hero-image {
  width: 100%;
  height: 75vh;
  background-size: cover;
  background-position: center;
}

.hero-content-wrap {
  max-width: var(--max-w);
  margin: -180px auto 0;
  padding: 0 var(--gutter);
  position: relative;
  z-index: 5;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(32px, 5vw, 96px);
  align-items: end;
}

.hero-box {
  background: var(--caviar);
  color: var(--white);
  padding: clamp(40px, 5vw, 64px);
  opacity: 0;
  animation: fadeUp 1.0s var(--ease) 0.3s forwards;
}

.hero-box .eyebrow { color: var(--copper-light); margin-bottom: 32px; }
.hero-box .eyebrow::before { background: var(--copper-light); }

.hero-box h1 { color: var(--white); margin-bottom: 32px; }
.hero-box h1 em { font-style: italic; color: var(--copper-light); text-transform: none; }

.hero-box .lead {
  color: rgba(255,255,255,0.78);
  margin-bottom: 32px;
  font-size: 14px;
  line-height: 1.65;
  border-left: 1px solid var(--copper);
  padding-left: 24px;
  font-weight: 300;
}

.hero-box .actions { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 32px; }

.hero-side {
  opacity: 0;
  animation: fadeUp 1.2s var(--ease) 0.6s forwards;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 280px;
}

@keyframes fadeUp {
  from { opacity: 0; transform: translateY(40px); }
  to { opacity: 1; transform: translateY(0); }
}


/* DFG-style years badge — subtle, refined */
.years-badge {
  width: clamp(220px, 22vw, 320px);
  height: clamp(220px, 22vw, 320px);
  border-radius: 50%;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  background: transparent;
}

.years-badge svg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  animation: rotateSlow 100s linear infinite;
}

@keyframes rotateSlow { to { transform: rotate(360deg); } }

.years-badge .badge-mark {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 8px;
}

.years-badge .badge-mark img {
  width: 44px;
  height: auto;
  opacity: 0.95;
}

.years-badge .badge-num {
  font-family: var(--font-display);
  font-size: clamp(72px, 7.5vw, 110px);
  line-height: 1;
  font-weight: 400;
  color: var(--white);
  letter-spacing: -0.02em;
  margin-top: 4px;
}

.years-badge .badge-label {
  font-family: var(--font-display);
  font-size: 13px;
  letter-spacing: 0.4em;
  color: var(--white);
  text-transform: uppercase;
  font-weight: 300;
}

.years-badge .badge-meta {
  font-family: var(--font-sans);
  font-size: 9px;
  letter-spacing: 0.32em;
  color: var(--copper);
  margin-top: 4px;
  text-transform: uppercase;
  font-weight: 400;
}

/* When badge appears on a dark hero (overlapping caviar bg), keep colors */
/* When on white bg, invert */
.hero-side .years-badge .badge-mark img { filter: brightness(0) invert(1); }
.hero-side .years-badge .badge-num,
.hero-side .years-badge .badge-label { color: var(--white); }


@keyframes rotateSlow { to { transform: rotate(360deg); } }

.years-badge .badge-mark {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.years-badge .badge-mark img { width: 36px; height: auto; margin-bottom: 4px; }

.years-badge .badge-num {
  font-family: var(--font-display);
  font-size: clamp(80px, 8vw, 120px);
  line-height: 1;
  font-weight: 400;
  color: var(--caviar);
  letter-spacing: -0.02em;
}

.years-badge .badge-label {
  font-family: var(--font-display);
  font-size: 14px;
  letter-spacing: 0.4em;
  color: var(--caviar);
  margin-top: 6px;
  text-transform: uppercase;
}

.years-badge .badge-meta {
  font-family: var(--font-sans);
  font-size: 9px;
  letter-spacing: 0.32em;
  color: var(--copper);
  margin-top: 8px;
  text-transform: uppercase;
}

.hero.hero-inner .hero-image { height: 60vh; }
.hero.hero-inner .hero-content-wrap { margin-top: -160px; }

/* REVEAL */
.reveal {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity 1.0s var(--ease), transform 1.0s var(--ease);
}
.reveal.in { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: 0.10s; }
.reveal-delay-2 { transition-delay: 0.20s; }
.reveal-delay-3 { transition-delay: 0.30s; }
.reveal-delay-4 { transition-delay: 0.40s; }

/* STATS-BAND — image bg with copper-bordered cells (DFG signature) */
.stats-band {
  position: relative;
  padding: 0;
  background: var(--caviar);
}

.stats-band-bg {
  width: 100%;
  height: 480px;
  background-size: cover;
  background-position: center;
  position: relative;
}

.stats-band-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(14, 14, 14, 0.35) 0%, rgba(14, 14, 14, 0.55) 100%);
}

.stats-band-content {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 2;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(24px, 4vw, 64px);
  max-width: var(--max-w);
  width: 100%;
  padding: 0 var(--gutter);
}

.stat-cell {
  border: 1px solid rgba(176, 136, 96, 0.6);
  padding: 40px 36px;
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 28px;
  background: rgba(14, 14, 14, 0.35);
  backdrop-filter: blur(2px);
  -webkit-backdrop-filter: blur(2px);
  color: var(--white);
}

.stat-cell .num {
  font-family: var(--font-display);
  font-size: clamp(40px, 5vw, 64px);
  line-height: 1;
  font-weight: 400;
  color: var(--white);
  letter-spacing: -0.02em;
  flex-shrink: 0;
}

.stat-cell .label {
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 400;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--white);
  line-height: 1.5;
}

@media (max-width: 1024px) {
  .stats-grid { grid-template-columns: 1fr; gap: 16px; }
  .stats-band-bg { height: auto; min-height: 480px; padding: 80px 0; }
}

/* Light stats variant */
.stats-light {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border-top: 1px solid var(--caviar-line);
  border-bottom: 1px solid var(--caviar-line);
}

.stats-light .stat {
  padding: 56px 32px;
  border-right: 1px solid var(--caviar-line);
}
.stats-light .stat:last-child { border-right: none; }

.stats-light .num {
  font-family: var(--font-display);
  font-size: clamp(40px, 5vw, 72px);
  font-weight: 400;
  line-height: 1;
  margin-bottom: 16px;
  letter-spacing: -0.01em;
}
.stats-light .num em { color: var(--copper); font-style: normal; }

.stats-light .label {
  font-family: var(--font-sans);
  font-size: 11px;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: rgba(14, 14, 14, 0.6);
  font-weight: 400;
}

@media (max-width: 1024px) {
  .stats-light { grid-template-columns: 1fr; }
  .stats-light .stat { border-right: none; border-bottom: 1px solid var(--caviar-line); }
  .stats-light .stat:last-child { border-bottom: none; }
}


/* FEATURE BLOCK — DFG signature composition */
.feature-block {
  position: relative;
  padding: 0;
  margin: clamp(48px, 8vw, 120px) 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 0;
  max-width: var(--max-w);
  margin-left: auto;
  margin-right: auto;
  padding-left: var(--gutter);
  padding-right: var(--gutter);
}

.feature-block .feature-image {
  width: 100%;
  aspect-ratio: 4 / 5;
  background-size: cover;
  background-position: center;
  position: relative;
  z-index: 1;
}

.feature-block .feature-box {
  background: var(--caviar);
  color: var(--white);
  padding: clamp(40px, 4vw, 64px);
  position: relative;
  z-index: 2;
  margin-left: -64px;
  align-self: center;
  max-width: 540px;
}

.feature-block.box-light .feature-box {
  background: var(--white);
  color: var(--caviar);
  border: 1px solid var(--caviar-line);
}

/* Image-right variant: image on right, box on left, slightly overlapping */
.feature-block.image-right .feature-image {
  order: 2;
}
.feature-block.image-right .feature-box {
  order: 1;
  margin-left: 0;
  margin-right: -64px;
  justify-self: end;
}

.feature-block .feature-box .eyebrow {
  margin-bottom: 24px;
}
.feature-block .feature-box h2 {
  margin-bottom: 24px;
  color: var(--white);
}
.feature-block.box-light .feature-box h2 { color: var(--caviar); }

.feature-block .feature-box p {
  margin-bottom: 32px;
  color: rgba(255, 255, 255, 0.78);
  font-size: 14px;
  line-height: 1.7;
  border-left: 1px solid var(--copper);
  padding-left: 24px;
}

.feature-block.box-light .feature-box p {
  color: rgba(14, 14, 14, 0.78);
}

@media (max-width: 1024px) {
  .feature-block {
    grid-template-columns: 1fr;
    gap: 0;
  }
  .feature-block .feature-image {
    aspect-ratio: 16 / 11;
  }
  .feature-block .feature-box {
    margin: -48px 16px 0 16px !important;
    max-width: calc(100% - 32px);
    justify-self: stretch !important;
    order: 0 !important;
  }
  .feature-block.image-right .feature-image {
    order: 0;
  }
}


/* INTRO GRID */
.intro-grid {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: clamp(48px, 8vw, 120px);
  align-items: start;
}

@media (max-width: 1024px) {
  .intro-grid { grid-template-columns: 1fr; gap: 24px; }
}

/* 3-COL */
.three-col {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin-top: 96px;
  border-top: 1px solid var(--caviar-line);
}

.section-dark .three-col { border-top-color: rgba(255, 255, 255, 0.1); }

.col {
  padding: 80px 36px 0 0;
  border-right: 1px solid var(--caviar-line);
}
.section-dark .col { border-right-color: rgba(255, 255, 255, 0.1); }
.col:last-child { border-right: none; padding-right: 0; }

.col .num {
  font-family: var(--font-sans);
  font-size: 11px;
  letter-spacing: 0.32em;
  color: var(--copper);
  margin-bottom: 32px;
  display: block;
  text-transform: uppercase;
}

.col h3 {
  margin-bottom: 28px !important;
}

.col h3 { font-size: clamp(20px, 1.8vw, 26px); font-weight: 400; margin-bottom: 20px; }
.col p { margin-bottom: 32px; }

@media (max-width: 1024px) {
  .three-col { grid-template-columns: 1fr; }
  .col { border-right: none; border-bottom: 1px solid var(--caviar-line); padding: 40px 0; }
  .section-dark .col { border-bottom-color: rgba(255,255,255,0.1); }
  .col:last-child { border-bottom: none; }
}

/* NEWS GRID */
.news-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px 32px;
  margin-top: 72px;
}

.news-card { text-decoration: none; color: inherit; display: block; }

.news-card .image {
  width: 100%;
  aspect-ratio: 4/3;
  background-size: cover;
  background-position: center;
  margin-bottom: 24px;
  filter: grayscale(0%);
  transition: filter 0.5s var(--ease);
}
.news-card:hover .image { filter: grayscale(15%); }

.news-card .meta {
  display: flex;
  gap: 12px;
  font-size: 10px;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--copper);
  margin-bottom: 14px;
  font-family: var(--font-sans);
  font-weight: 400;
}
.news-card .meta .sep { color: rgba(176, 136, 96, 0.4); }

.news-card h3 {
  font-size: 22px;
  font-weight: 400;
  margin-bottom: 12px;
  line-height: 1.25;
  transition: color 0.3s var(--ease);
}
.news-card:hover h3 { color: var(--copper); }
.section-dark .news-card:hover h3 { color: var(--copper-light); }

.news-card p {
  font-size: 13px;
  line-height: 1.6;
  color: rgba(14, 14, 14, 0.65);
}
.section-dark .news-card p { color: rgba(255,255,255,0.6); }

@media (max-width: 1024px) {
  .news-grid { grid-template-columns: 1fr; }
}

/* CTA BAND */
.cta-band {
  background: var(--caviar);
  color: var(--white);
  padding: clamp(96px, 14vw, 180px) var(--gutter);
  text-align: center;
}
.cta-band h2 { color: var(--white); max-width: 22ch; margin: 32px auto 48px; }
.cta-band h2 em { color: var(--copper-light); }
.cta-band .actions { display: inline-flex; flex-wrap: wrap; gap: 16px; justify-content: center; }


/* Light CTA variant */
.cta-band.cta-light {
  background: var(--white-soft);
  color: var(--caviar);
  border-top: 1px solid var(--caviar-line);
  border-bottom: 1px solid var(--caviar-line);
}
.cta-band.cta-light h2 { color: var(--caviar); }
.cta-band.cta-light h2 em { color: var(--copper); }
.cta-band.cta-light .eyebrow { color: var(--copper) !important; }
.cta-band.cta-light .eyebrow::before { background: var(--copper) !important; }

/* FOOTER */
.footer {
  background: var(--caviar);
  color: var(--white);
  padding: 96px var(--gutter) 32px;
  border-top: 1px solid var(--copper-line);
}

.footer-inner { max-width: var(--max-w); margin: 0 auto; }

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 64px;
  margin-bottom: 80px;
}

.footer-brand .brand { height: 38px; margin-bottom: 24px; }

.footer-brand p {
  font-size: 14px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.6);
  max-width: 38ch;
  font-weight: 300;
}

.footer-col .label {
  font-family: var(--font-sans);
  font-size: 10px;
  font-weight: 400;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  color: var(--copper);
  margin-bottom: 24px;
  display: block;
}

.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 12px; }
.footer-col a {
  color: rgba(255, 255, 255, 0.85);
  text-decoration: none;
  font-size: 13px;
  font-weight: 300;
  transition: color 0.3s;
}
.footer-col a:hover { color: var(--copper-light); }

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 32px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 11px;
  color: rgba(255, 255, 255, 0.4);
  letter-spacing: 0.05em;
}
.footer-bottom a { color: rgba(255, 255, 255, 0.6); text-decoration: none; }
.footer-bottom a:hover { color: var(--copper-light); }

@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 48px; }
}
@media (max-width: 640px) {
  .footer-grid { grid-template-columns: 1fr; gap: 40px; }
}

/* FORMS */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
}
.form-row { grid-column: 1 / -1; }
.form-field { display: flex; flex-direction: column; gap: 8px; }
.form-field label {
  font-family: var(--font-sans);
  font-size: 11px;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--copper);
  font-weight: 400;
}
.form-field input,
.form-field select,
.form-field textarea {
  background: transparent;
  border: none;
  border-bottom: 1px solid var(--caviar-line);
  padding: 12px 0;
  font-family: var(--font-sans);
  font-size: 16px;
  font-weight: 300;
  color: var(--caviar);
  transition: border-color 0.3s var(--ease);
  width: 100%;
}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus { outline: none; border-bottom-color: var(--copper); }
.form-field textarea { resize: vertical; min-height: 120px; }

@media (max-width: 640px) { .form-grid { grid-template-columns: 1fr; } }

/* FINANCIAL SERVICE PAGE specific */
.service-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin-top: 80px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  border-left: 1px solid rgba(255, 255, 255, 0.1);
}

.service-tile {
  padding: 72px 40px;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.service-tile .num {
  font-family: var(--font-sans);
  font-size: 11px;
  letter-spacing: 0.32em;
  color: var(--copper);
  margin-bottom: 24px;
  display: block;
}

.service-tile h3 { color: var(--white); margin-bottom: 20px; font-weight: 400; }
.service-tile p { color: rgba(255, 255, 255, 0.7); }

@media (max-width: 1024px) { .service-grid { grid-template-columns: 1fr; } }

.hoppe-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(48px, 6vw, 96px);
  align-items: start;
}

.hoppe-image img {
  width: 100%;
  height: auto;
  display: block;
  filter: contrast(1.05);
}

.hoppe-image .caption {
  font-family: var(--font-sans);
  font-size: 11px;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--copper);
  display: block;
  margin-top: 20px;
}

.hoppe-text .role {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 22px;
  font-weight: 400;
  color: var(--copper);
  margin: 24px 0 32px;
  line-height: 1.4;
}

.hoppe-contact {
  margin-top: 40px;
  padding-top: 32px;
  border-top: 1px solid var(--caviar-line);
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.hoppe-contact a,
.hoppe-contact span {
  font-family: var(--font-sans);
  font-size: 14px;
  font-weight: 300;
  color: var(--caviar);
  text-decoration: none;
  display: flex;
  align-items: baseline;
  gap: 24px;
  transition: color 0.3s var(--ease);
}
.hoppe-contact a:hover { color: var(--copper); }

.hoppe-contact .label {
  font-family: var(--font-sans);
  font-size: 10px;
  font-weight: 400;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  color: var(--copper);
  flex-shrink: 0;
  width: 60px;
}

@media (max-width: 1024px) { .hoppe-grid { grid-template-columns: 1fr; } }

.quote-section {
  position: relative;
  background-size: cover;
  background-position: center 25%;
  padding: clamp(120px, 18vw, 220px) 0;
  color: var(--white);
}

.quote-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(14,14,14,0.88) 0%, rgba(14,14,14,0.55) 60%, rgba(14,14,14,0.35) 100%);
}

.quote-content { position: relative; z-index: 2; max-width: 900px; }

.quote-mark {
  font-family: var(--font-display);
  font-size: 120px;
  line-height: 0.8;
  color: var(--copper);
  display: block;
  margin-bottom: 16px;
  font-style: italic;
}

.quote-content blockquote {
  font-family: var(--font-display);
  font-size: clamp(28px, 3.5vw, 48px);
  font-weight: 400;
  line-height: 1.25;
  color: var(--white);
  margin-bottom: 32px;
  letter-spacing: 0;
  text-transform: none;
}

.quote-content blockquote em { color: var(--copper-light); font-style: italic; }

.quote-content cite {
  font-family: var(--font-sans);
  font-style: normal;
  font-size: 13px;
  font-weight: 400;
  letter-spacing: 0.28em;
  color: rgba(255, 255, 255, 0.85);
  display: block;
  line-height: 1.6;
  text-transform: uppercase;
}

.quote-content cite span {
  color: rgba(255, 255, 255, 0.55);
  font-size: 11px;
  letter-spacing: 0.32em;
  display: block;
  margin-top: 4px;
}

.bank-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: 80px;
  border-top: 1px solid var(--caviar-line);
  border-left: 1px solid var(--caviar-line);
}

.bank-tile {
  padding: 32px 24px;
  border-right: 1px solid var(--caviar-line);
  border-bottom: 1px solid var(--caviar-line);
  transition: background 0.3s var(--ease);
}
.bank-tile:hover { background: var(--white-soft); }

.bank-tile h4 {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 400;
  line-height: 1.25;
  margin-bottom: 8px;
  color: var(--caviar);
  text-transform: none;
}

.bank-tile span {
  font-family: var(--font-sans);
  font-size: 10px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--copper);
  font-weight: 400;
}

.bank-tile.bank-more { background: var(--caviar); color: var(--white); }
.bank-tile.bank-more h4 { color: var(--white); font-style: italic; }
.bank-tile.bank-more h4 em { color: var(--copper-light); font-style: italic; }
.bank-tile.bank-more span { color: rgba(255, 255, 255, 0.6); }
.bank-tile.bank-more:hover { background: var(--caviar); }

@media (max-width: 1024px) { .bank-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .bank-grid { grid-template-columns: 1fr; } }

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: 80px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.process-step {
  padding: 80px 36px 0 0;
  border-right: 1px solid rgba(255, 255, 255, 0.1);
  position: relative;
}
.process-step:last-child { border-right: none; padding-right: 0; }

.process-step .step-num {
  font-family: var(--font-display);
  font-size: 80px;
  line-height: 1;
  font-weight: 400;
  color: var(--copper);
  display: block;
  margin-bottom: 24px;
  font-style: italic;
}

.process-step h4 { color: var(--white); margin-bottom: 16px; }
.process-step p { color: rgba(255, 255, 255, 0.7); }

@media (max-width: 1024px) {
  .process-grid { grid-template-columns: repeat(2, 1fr); }
  .process-step:nth-child(2) { border-right: none; }
  .process-step:nth-child(1), .process-step:nth-child(2) {
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding-bottom: 32px;
  }
}
@media (max-width: 640px) {
  .process-grid { grid-template-columns: 1fr; }
  .process-step { border-right: none !important; border-bottom: 1px solid rgba(255, 255, 255, 0.1); padding: 32px 0; }
  .process-step:last-child { border-bottom: none; }
}

/* RESPONSIVE GLOBAL */
@media (max-width: 1024px) {
  .menu-content { grid-template-columns: 1fr; gap: 48px; padding-top: 32px; padding-bottom: 32px; align-items: start; overflow-y: auto; }
  .menu-meta { border-left: none; padding-left: 0; border-top: 1px solid var(--copper-line); padding-top: 32px; }
  .hero-content-wrap { grid-template-columns: 1fr; margin-top: -120px; }
  .hero-side { display: none; }
  .hero-image { height: 60vh; }
}

@media (max-width: 640px) {
  .menu-link { font-size: 36px; gap: 16px; }
  .menu-link .num { font-size: 10px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}